Commercial Real Estate Loans

What is a Commercial Real Estate Loan ? 

 

A commercial real estate loan is a loan from a private or non-traditional lender. The asset being purchased is used as the collateral for the loan, reducing risk for both you and us.

 

These loans are generally used in the real estate industry. Some investors buy homes in need of repairs, fix them up, and then sell them for a profit. This is known as flipping and can be hard to get financing for. Here at Ingot Capital we have the tools and experience to make the process as simple and affordable as possible for our clients. 

 

Is a Commercial Real Estate Loan Right for Your Business ?

 

Commercial real estate loans are much more flexible than traditional loan agreements. For example, depending on your situation, we are able to tweak and adjust things like the repayment schedule or other more strict features a traditional lender will not negotiate. The most important factor for us is the collateral that secures the loan. Since the property acts as a guarantee, it becomes easier to get approved for an investment property. We work directly with our clients to get them a loan that works for their situation. With credit not being a factor many real estate investors choose to go with a commercial real estate loan.